Irresponsible lending practices by large lenders and creditors, in addition to an economic downturn which resulted in a large number of layoffs and lack of high-paying jobs, has resulted in many Americans falling deeper and deeper into debt. In fact, American consumers owe a whopping $11.13 trillion, of which nearly $849.8 billion is credit card debt alone. Additionally, nearly 41% of the American workforce is currently paying off medical debt and expenses. The numbers continue to rise. American debt rises by nearly $75 million each hour, according to a recent CBS news report. As a result, many Americans are now turning to debt relief companies in an effort to better manage their debt and achieve financial freedom. Unfortunately, many consumers wrongfully assume bankruptcy is their only means of achieving debt relief. Bankruptcy may result in a poor credit score for years to follow, which can make reestablishing good credit difficult. In comparison, debt relief companies offer a variety of flexible debt management solutions and debt relief options that allow clients to pay or settle their debt in a way that is convenient and manageable. Clients often see an increase in their credit score as a result. Each client’s financial situation and goals are different. As such, debt relief companies have teams of experience debt counselors that carefully review each client’s unique situation in order to determine a plan of action that is best suited for their individual needs. There are a number of debt solutions that allow clients to get on the fast track towards debt relief. Clients can feel confident and comfortable knowing that their case is being handled with the utmost attention to detail and professionalism. An important part of getting out of debt is staying out of debt. Therefore, debt relief companies offer their clients financial advice, in order to give them the tools and resources they need to make better and more informed financial decisions in the future. Getting out of debt may seem like a daunting, if not impossible, task; however, it is important for consumers to remember that there are many options that can allow them to achieve financial freedom.